How It Works
How Master of Budgets Works
From zero to a forward-looking budget in four steps — without a signup or a bank connection.
1
Open the app and add your account
Go to masterofbudgets.app — no signup required. Add your checking or savings account and enter your current balance. Takes 30 seconds.
2
Add your recurring bills
Set up your scheduled transactions once — rent, subscriptions, car payment, salary. The app fills in every future occurrence automatically.
3
Watch your forecast update
The Upcoming tab shows every bill by date with a running balance. The minimum balance indicator highlights the lowest point your balance will reach — so you can see it coming and plan around it well in advance.
4
Log spending and mark it off
Add transactions as you spend. When a payment clears your bank, move it from Paid to Pending to Posted with one tap. Your balance stays honest.